离婚后的孩子和经济状况
规划 for divorce includes considering finances, 重建目标, 保护你的孩子. 这些步骤将有助于规划.
离婚对父母来说是个挑战, 但这对孩子来说尤其困难, creating an increased risk for adjustment and a 对学术的负面影响. While parents are tending to their 孩子们's emotional needs and creating a plan to act as coparents, they also need to focus on what they can do to lessen the 离婚对经济的影响 为他们的孩子提供最好的照顾. 下面是如何开始这个过程.
制定一个与孩子有关的开支计划
Any marriage settlement agreement should include a plan for costs related to all 孩子们. Details should cover what is included in child support and who will be responsible for things such as tuition, pp王者电子官网, 医疗费用, 照顾孩子, 活动及服装, 举几个例子.
概述如何处理意外开支
Take the time to create a financial emergency plan. Inevitably, circumstances and accidents may lead to expenses not outlined in the divorce agreement. 例如, who pays for an out-of-network trip to the emergency room or last-minute supplies for sleep-away camp? 定义什么是紧急情况, 确定哪一位家长将为此买单, and agree on how either side will be reimbursed.
回顾一下离婚对税收的影响
规划 for divorce should also include planning for the details on taxes. 例如, one person will be able to claim "head of household" versus single; that choice can reduce tax liability by several thousand dollars. To be eligible, a parent must have a child live with them for more than half a year. Which parent claims this status is usually decided during the divorce process; one idea is for coparents to alternate years.
为孩子的pp王者电子官网和福利做计划
在离婚期间，你可能需要 更改受益人名称 在你的人寿pp王者电子官网单上. 这也是一个好时机 调整覆盖范围 根据你不断变化的财务状况. 和你的州立农场谈谈® agent and divorce attorney to arrive at a specific amount.
继续为大学储蓄
Divorcing parents must also discuss what will become of their 孩子们's 大学储蓄计划 and joint bank accounts between parent and child. Will one parent remain the account custodian or will the account be divided? How much will each parent contribute toward the child's savings?
建立一个习惯，这样你的孩子就会受益
It's important to regularly communicate with your ex about finances related to your 孩子们. T在这里 are online tools that can simplify this process and allow you to upload receipts, 银行活期存款, 并审查数据, 例如. 同时, establishing a process creates a paper trail to help ensure that both parents uphold the divorce agreement.
愿意为你的孩子做出调整
财务需求可能会随着时间的推移而变化. Keep your 孩子们 and their health and welfare in mind, then try to discuss these changes and work together to amend the divorce agreement if necessary. 离婚很难, but creating a plan that tries to help everyone, 包括你的孩子, 可以帮助.
