屋顶索赔
Hail storm damage may lessen the life of your roof and cause leaks that impact your home's interiors. If you need to file a claim, State Farm® works with you throughout the insurance claim process.
Do I Have Hail Damage to My Roof?
A State Farm claim handler may assist in explaining the difference between normal wear and aging versus damage caused by a hail storm.
Common characteristics include:
- 随机损伤
- 影响标志
- On wood roofs, splits with sharp edges
Evaluating Composition Roofing Brochure
How Do I File a Roof Claim?
Report your claim as soon as possible.
- 文件在网上
- Use the State Farm mobile app
- 联系 your State Farm agent
- Call 800-SF-CLAIM (800-732-5246 800-732-5246) 24/7
Which Roofing Contractor Should I Choose?
- It is your choice as to who you select and hire to provide an estimate or complete repairs to your property.
- Select an established, licensed, or bonded roofer. (Not all jurisdictions require licensing of roofing contractors).
- Get references as well as certificates of insurance (both liability and workers compensation), and verify they are active when your work is scheduled.
- Ask your claim handler if your claim is eligible for the State Farm 总理服务 Program and the Roofing Services Program. 如果符合条件, your claim handler can explain the details of the Roofing Services Program and determine if the program is available in your area.
- 你可以参考 承包商定位器 在statefarm页面.com® to see contact information for Roofing Network Service Providers (RNSPs) listed. You may contact any roofing network service provider whose information appears on the 承包商定位器 page to get details and additional information regarding services they provide or to get assistance with identifying and selecting participating contractor(s) within their network who service the customer's geographic area who may be available to complete roofing repairs to your property.
Note: State Farm does not warrant or guarantee the performance of any Roofing Network Service Provider or contractors you select.
What Should the Roof Repair Estimate Include?
Request a detailed estimate (written or digital).
- Quantity of all materials needed (include all roofing items including vents, flashing or other wind or hail damaged items)
- 劳动力费用
- 工作规范
- Approximate starting and completion dates
- 付款程序
- Building permits secured (if applicable)
- Warranty details – review all conditions and make note of any that may void the warranty.
保持警惕
- Be cautious and ask questions before accepting a bid substantially lower than other bids for the same repair work in your area.
- 联系 your local Better 业务 Bureau to check for complaints filed against the contractor.